# AgentTitle

> Title company ownership made easy for real estate agents.

AgentTitle helps real estate agents become co-owners of title companies through legally compliant affiliated business arrangements (AfBAs) under RESPA Section 8(c)(4).

## What We Do

- Entity formation (LLC structure, operating agreements)
- Title insurance licensing and underwriter appointments
- RESPA-compliant AfBA structuring
- Full-service title operations (searches, commitments, closings, policy issuance)
- Quarterly distributions based on fixed ownership percentages

## How It Works

Two LLCs co-own a title company: one handles title operations, the other is owned by agent-members. Agent-owners receive quarterly distributions based on their fixed ownership percentage, not referral volume. This is a return on ownership, not a referral fee.

## Markets

Currently operating in North Carolina, South Carolina, and Georgia. Expanding into Texas, Florida, Arizona, Ohio, and other title-friendly states.

## Key Legal Framework

- RESPA Section 8(c)(4) governs affiliated business arrangements
- Three requirements: written disclosure, no required use, returns on ownership only
- Distributions must track fixed ownership percentages, never per-agent referral volume
- Each state has its own title insurance licensing requirements

## Contact

Website: https://agenttitle.co
Consultation: https://agenttitle.co/register

## Docs

- [Full context for LLMs](/llms-full.txt)